Our friendly staff will do everything they can to help! Even if you've had difficulty obtaining credit in WANDSWORTH in the past, we can assist you because we are remortgage specialists successfully dealing with numerous poor credit remortgage applications.

We know that high street shopping for remortgages in WANDSWORTH is no guarantee of good service, which is why we offer the personal touch. We provide a dedicated and qualified financial advisor to help you, and we take care of all  the paperwork from start to finish so you don’t need to.

Every year, we help more adverse credit applicants in WANDSWORTH to secure a better financial future. Some are self-employed with no proof of income, others have CCJs or mortgage arrears. They have all found the right solution that they wanted with us

Remortgaging your property in WANDSWORTH can give you the financial freedom you always wanted, whether you want a vacation, a new car or home extension, the chances are that the money is there waiting despite your poor credit history.

Find out if it is possible to lower your monthly repayments in WANDSWORTH and consolidate your debts into one easily affordable loan.  Many people borrow more and reduce their repayments. If you are close to exceeding the limit on your credit cards and if you are in difficulties keeping up with the repayments, consolidating your debts could achieve a lower interest rate and reduce your monthly outgoings.

We have a great deal of experience in assisting clients with their remortgages in WANDSWORTH and the surrounding area even with an adverse credit history

The actual rate available will depend on your circumstances. Just fill in the form and we will contact you and do everything we can to overcome your financial problems.
*Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage

DEBT MANAGEMENT

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DEBT MANAGEMENT AND DEBT CONSOLIDATION HELP AND ASSISTANCE 

Important (please read carefully)

1. Priority debts that include rent, mortgage, utility bills and council tax must be paid first. The Debt Management Company will deal with these issues and advise you of any changes. They will allot a proportion of your income to enable you to do this before assessing what you can afford to pay any of your other creditors. An allowance will be made in your monthly outgoings for any arrears with priority debts.

2.  If your creditors threaten you with correspondence or issue court proceeding, please let the debt management company be aware of their actions and tell them immediately -- they will give you appropriate advice on how to deal with these issues.

3. Please refer all phone calls or messages from your creditors to your Debt Management Personal Case Manager and quote your (DMA) Debt Management Agreement reference number.

4. When you enter into a Debt Management Arrangement the amount of time it takes to settle the debts may increase the total amount you will have to pay back.

5. When all your debts have been accounted and listed on the Client Financial Planner and all your income has been properly assessed, the Debt Management Company will establish exactly how much you can reasonably afford to pay per month to start dealing with any arrears with priority creditors and your unsecured debts. An Advisor will also be on hand to help with any further income to which you or your family are entitled to claim, and in addition they will examine your energy costs so that ways can be found to make reductions where possible.

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POOR CREDIT REMORTGAGES IN WANDSWORTH

You may want to lower your monthly mortgage payments or gain access to your property’s equity to invest in another home, in that case you will probably be considering remortgaging. The remortgaging process allows you to simply move your mortgage debt from one lender to another or renegotiate with your current lender.

Poor Credit Remortgages in WANDSWORTH: A poor credit remortgage means that your credit rating is suffering  because of difficulties due to financial problems, such as cash flow, or irregular payments. A mortgage borrower may decide to apply for a bad credit remortgage to overcome his financial difficulties. Your mortgage is normally your single biggest financial outgoing, so when it comes to repayment, there can be occasions when monthly payments are not easy to make. When this happens, it is sensible to find the best possible poor credit remortgage solution. A poor credit remortgage in WANDSWORTH allows you the opportunity to settle any outstanding debts. With a poor credit remortgage you can raise money against your property. Many people are able to raise extra money against their home and still save money on  their monthly payments.

Remortgaging When You Have a Poor Credit History in WANDSWORTH: If you have a poor credit rating, there may be options available to you to overcome your problems. You will find it an advantage to deal with a poor credit remortgage consultant. A poor credit remortgage consultant may be able to assist you with your current credit difficulties in WANDSWORTH. The entire process of acquiring a suitable remortgage may be completed in only a few weeks. Stamp duties are not applicable to obtaining a poor credit remortgage. When you change lenders to get a poor credit remortgage there will be a booking fee.